Checking with valuable benefits

Other fees such as overdraft, returned item, continuous overdraft, dormant fees, etc. may apply. See fee schedule for details. Up to $25 for checks and debit cards from another financial institution given at the time checks/debit cards are presented. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. 

¹Cell phone protection, buyer's protection and extended warranty, and personal identity theft benefit are subject to additional terms and conditions.  

²Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.   

To earn rewards: Qualifying transactions must post and settle to the account each Monthly Qualification Cycle. Must have at least 15 debit card purchases post and settle to the account. Transactions and activities may take one (1) or more business days from the date the transaction or activity occurred to post and settle to the account. The following activities do not count toward earning account rewards: automated teller machine (“ATM”)–processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by the bank as ATM transactions. Only debit card transactions processed by merchants and received by the bank as point-of-sale (“POS”) transactions count towards qualifying debit card transactions. Debit card transactions must be completed using a PriorityOne Bank debit card associated with this account. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Statement Cycle” means the period of time for which the bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current Statement Cycle through one (1) day prior to the close of the current Statement Cycle. 

ATM Fee Reimbursements: If account qualifications are met during the Monthly Qualification Cycle, domestic ATM fees of $4.99 or less per transaction will be reimbursed. The maximum amount reimbursed each Qualification Cycle is $15.00. ATM fee reimbursements will be credited to your account on the last day of your Statement Cycle. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you within thirty (30) days following the end of the Statement Cycle in which the reimbursement was applicable. If account qualifications are not met during Monthly Qualification Cycle, domestic ATM fees will not be reimbursed.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government